HADA DBANK - A Sharia Banking Module with Blockchain Technology

The activities of sharia banks in terms of product pricing are very different from conventional banks. Pricing for sharia banks is based on an agreement between the bank and the depositary customer in accordance with the type of savings and the time period, which will determine the size of the share of the profit to be received by the depositor.

In this I would like to introduce about the first digital Bank incorporating sharia banking module with Blockchain technology.The Digital Bank is called HADA DBANK

To create an ethical and responsible banking ecosystem. We are plagued by current bank and financial institution irregularities against their customers. Existing players make money out of thin air from debt and interest. This is why the global economy has collapsed over time, proven since the 1st century. The lack of responsibility charged by banks is brave enough. This is why we chose to be part of the current financial revolution through the establishment of a Bank, a caring and personal bank.

Caring and Personal: this is our core value, shaping and influencing services, transactions, interactions and running our business. These words will guide our behavior internally within our organization, and externally with our customers and society. We aspire to be a very caring bank to improve people's lives, not just profit from it. Personalization will also be the main focus of our services. Different customers have different needs, and require different services and attention. DBADK's HADA customers will have customized services because we believe, not everyone can wear the same pants.

We aspire to be a 'fair' organization in the financial industry. The 2007-2008 financial crisis serves as a grim reminder of how some irresponsible players can replace the entire industry, leaving millions to suffer financial ruin. Sharia banking, because of transparency, the concept of sharing profit and loss, will minimize market manipulation and eliminate other domino clashes.

The DBANK HADA team will develop a comprehensive Blockchain Digital Bank that will make life easier for everyone, regardless of their status. They will be able to perform banking activities at a cost of 0% and at the same time enjoy our quality services. We are here not only for profit, but also to gain justifiable benefits while ensuring a better banking experience.

HADA DBANK will become the world's first Blockchain-based Digital Bank to integrate Shariah Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. Because our existing Digital Bank and new Blockchain Banks were focused on Conventional Banking services, we chose to win Islamic Banking services due to the lack of such facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.

Sharia banks are less risky and tougher than their peers, due to the aspect of their capital needs and the mobility of their bank savings. Unlike Conventional Banking, deposits to Sharia Banks are entitled to information about banks with their money. They also have a vote in which their money should be invested. Sharia banks also seek to avoid interest at all levels of financial transactions and encourage risk sharing between creditors and borrowers.

There are two basic principles in sharia banking. One is the sharing of profits and losses; and two, significantly, the prohibition of interest collection and payment by creditors and investors. The collective interest or "Riba" is not permissible under Islamic law. From the profit side, both the bank and its customers in agreed form. If there is a loss, all financial losses will be borne by the lender. In addition, sharia banks can not create debt without goods and services to support it (ie physical assets including machinery, equipment, and inventory). Therefore, deposits, deposits and investments with DBank will be supported by physical assets such as precious metals and gemstones.

STRATEGY IN DBANK

In November 2017 Hada Dbank became the first digital bank to integrate Islamic banking with blockchain technology and launch Pre-ICO. Hada banks will target the retail market and more customers with ages between 21 and 45 years. Considering they are more expert in technology. Product offerings will consist of digital wallets, savings, and financing products. This has been discussed by some partners for them receiving HADAcoin, Cryptocurrency HAda Dbank. Sharia banking is for everyone, operating on the basis of risk sharing and transparency.

BENEFITS FROM BANK

A. Free Encrypted Account & e-Wallet

"Digital wallet" is a term for technologies that help you store payment information, and transact digitally. Digital wallets allow users to throw away cash and physical credit cards. Usually just rely on someone's phone to transmit data payment securely.

B. Savings and Withdrawals

Hada dbank provides a profit share of 5% per year and free withdrawal fees. This is a tremendous benefit because it is almost equivalent to the current deposit rate.

C. Transfers, Remittances, and effects

Hada Dbank also provides free transfers between personal savings accounts and digital wallets. 0% charge for exchange through HADA exchange. And also connect with partners for the best price for other currencies.

D. Credit and investment benefits

Hada Dbank provides a 0% interest credit and a 10% minimum revenue share for investment. Wow this figure is very tempting to the current economic situation.

E. Real time payment using HADA coin via debit card.

Islamic banking is not only developed and monopolized by Islamic countries in the Middle East alone. Other Asian countries with Muslim populations, also did not miss to establish and develop financial institutions based on sharia principles, including establishing a bank operating on the principle of profit and loss sharing.

Most Islamic countries have established banks operating on the basis of sharia principles, much more favorably competing with existing conventional banks. People are more confident and confident to invest their capital into Islamic banks. Principles of banks with interest began to be abandoned by them, by switching to the principle of interest-free banks in their financial institutions.

OFFER PRE-REGISTRATION OF BEGINNING (PRA-ICO)

We intend to raise capital for the development of its HADACoin DBANK through HADA. Buyers will be able to use HADACoin to conduct banking transactions or daily activities. Our customers will be issued with a Debit card, which allows them to trade with us HADACoin, on banking platforms or other merchants globally.

A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and institutional buyers. 50 million 275 million coins will be released during pre-ICO training and the remaining 225 million coins will be released at our ICO in the near future. 10 million coins will be allocated for gift-giving campaigns.

35% of capital through our pre-ICO training will be allocated to R & D (research & development). 7 laboratories will be established in 5 years where laboratories 1 and 2 will be based in Switzerland and Estonia respectively.

OPEX (operational expenses) will generate 30% of the budget. Executive Management Recruitment will be our main activity under this sector, to ensure that the best partners and talents from related industries join the management and operations of DBANK HADA.

CAPEX (capital expenditure) will receive 20% of the capital raised. Among them will acquire the necessary plugs.

If you want more  information on Hada Dbank can be seen at:

WEBSITE: https://www.hada-dbank.com/

BITCOINTALK: https://bitcointalk.org/index.php?topic=2611797

FACEBOOK: https://www.facebook.com/hadadbank.official/

TWITTER: https://twitter.com/Hada_ico

TELEGRAM: https://t.me/HADADBank

Create By : BORNEO82

My Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1713096

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